I recommend as soon as it shows up on the site call 1 800-731-4000 (Add this to your speed dial or contacts because as a PAL holder you'll be calling those guys a lot!) & check that your application is copacetic & ask if your references can call in. If they call in before the 28 days that's fine & if it goes well your license will be issued exactly 28 days after it arrived like mine was.